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These statistics resemble in many other states. Which means the borrower can pay $400 - $500 in loan fees on a $400 loan. This really is absurd usury and really should be illegal since it is not helping anyone except the lender. It is predatory lending at better if just gets borrowers in deeper debt than before. "Some will say, that little man has to have somewhere to go" said state Rep. Eldridge Emory, "Butif he gets money in this way, he is just digging a dent deeper and deeper, and he is not going to get out."Several states like Vermont have currently banned this form of predatory lending.

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However the question that begs being answered is this fact: Do payday loan companies give a legitimate service that people must have or is he merely preying upon individuals with nowhere left to turn for credit options?In most cases, a payday loan place charges roughly $15-20 on every $100 you borrow and asks the money be repaid in two weeks or less.